The money education
we should all have
been taught
We've teamed up with BNZ to bring you IOU (The Practical Lessons), a 2-hour beginner pod-class that teaches you exactly how to run your money: split your pay, budget without spreadsheets, build an emergency fund, get on top of debt, and start investing with confidence.
This is designed for people who feel behind, confused, or quietly stressed about their finances - and want a clear, simple starting point.
Understand your relationship with money (and why it feels the way it does)
Learn a budgeting system that actually works in real life
Get clear on debt without spiralling
Build an emergency fund - even if you’re starting small
Understand investing basics without feeling lost or intimidated
One payment. Lifetime access. Start anytime.
Trusted by over 70,000 other women in The Curve community
If you’ve ever thought, “I should know this by now…”
You weren't taught.
You were told to earn, spend, save, invest, but never shown how those pieces actually fit together.
IOU is the missing framework.
It shows you how money flows through your life, and how to structure it so it builds stability first, then wealth.
The Curve has helped thousands of others invest.
But before you invest, you need a system. IOU gives you one.
This isn’t about becoming a finance expert.
It's about knowing exactly what to do with your money.
IOU isn't academic. It's not a 12-week course with homework and colour-coded spreadsheets. It's a clear, practical system you can understand in one afternoon and use for life.
Seven lessons. Two hours total.
By the end, you'll know where your money goes, what to build first, and how to make it grow.
No Jargon, Nothing confusing
easy to understand videos
7 Practical lessons
A system you can set up in a day and use for life.
Why Lucy is learning alongside you
When we first sat down with Lucy Blakiston (founder of Shit You Should Care About, 3M+ global community), we didn't talk about stock picks or savings hacks.
We talked about money fear.
The stress.
The avoidance.
The feeling that everyone else seems to know what they're doing.
Lucy represents exactly where so many people are: smart, capable, motivated - but never formally taught how money actually works.
Inside IOU, she learns alongside you.
She asks the obvious questions.
She slows things down.
She makes sure nothing is assumed.
This course was built around that perspective - for those of us (aka everyone) who should have been taught this stuff in school.
Sophie & Vic
(The Teachers)
Co-founders of The Curve
Sophie and Vic created The Curve to help people understand themselves better through the IOU course. The IOU course is a transformative journey that helps you understand your inner world, your outer world, and your unique place in it.
The course is designed to help you understand your values, your strengths, and your weaknesses. It's a journey of self-discovery that will help you live a more authentic and fulfilling life.
Lucy Blakiston
(The Student)
Lucy is the founder of Shit You Should Care About, a straight-talking platform that cuts through the noise and makes the news (and the stuff behind it) actually make sense.
She's the student on IOU because she's not here to "teach" money, she's here to learn it, in real time, and ask the questions you're probably asking too. If something's unclear, she stops it. If a term feels like finance speak, she calls it. Basically: she makes sure nothing gets glossed over, so you can follow along with confidence.
Ready to finally feel clear about your money?
For $200 NZD, you get:
Full access to all 7 lessons
Lifetime access (no expiry)
Optional IOU community access
Any future course updates
A 30-day money-back guarantee
If you complete the course and genuinely don’t feel clearer or more confident, email us within 30 days for a full refund.
No awkward questions. No hoops to jump through. Just a simple place to begin.